Referral & Rewards Program Terms

Vyapar Drishti operates a peer-to-peer Referral and Rewards Program designed to empower existing business owners to introduce new merchants, wholesalers, and retail enterprises to our billing and inventory platform.

Participation is open to all registered users of Vyapar Drishti who have verified accounts in good standing.

By generating, sharing, or redeeming a Vyapar Drishti referral code or link, both the referring user ("Referrer") and the referred user ("Referee") agree to be legally bound by these Referral Program Terms, as well as our primary Terms of Service and Privacy Policy.

Referrers may distribute their unique referral code and registration link to business acquaintances, professional networks, social media channels, and personal messaging.

Promotional activities must be transparent, professional, and accurate. Referrers must not misrepresent Vyapar Drishti's subscription pricing, features, or promotional terms.

Strict Advertising Restrictions: Users are expressly prohibited from purchasing sponsored search engine advertisements, pay-per-click (PPC) campaigns, or bidding on branded keywords (including "Vyapar Drishti", "Pixel PropX", or any phonetic equivalents) on Google Ads, Bing, Meta, or any advertising network.

Anti-Spam Compliance: Unsolicited bulk email, mass SMS broadcasting, automated social bots, or unauthorized scraping of contact lists to distribute referral codes is strictly prohibited and constitutes grounds for immediate disqualification and account termination.

A Referee who registers through a valid referral link or enters a verified referral code at checkout receives a promotional discount of up to 30% off their initial paid subscription purchase.

The referral discount applies exclusively to eligible Monthly and Yearly subscription plans. Trial tiers, free plans, or multi-year enterprise contracts may be excluded unless specifically authorized.

The referral discount is non-transferable, cannot be combined with conflicting promotional vouchers, and holds zero redeemable cash value.

Upon a Referee completing a qualifying first-time subscription purchase, the Referrer earns a 20% cashback reward.

Pre-GST Base Calculation: All referral commissions are calculated strictly upon the net base subscription fee paid by the Referee, excluding statutory taxes (Goods and Services Tax - GST) and gateway handling charges.

Reward Attribution: Rewards are credited directly to the Referrer's internal Vyapar Drishti Reward Wallet in "Pending" status pending completion of the statutory refund safety cooldown window.

To prevent fraudulent chargebacks, bad-faith signups, and immediate subscription cancellations, all referral earnings undergo a mandatory maturation cooldown period before becoming claimable:

• Monthly Subscription Purchases: 7 calendar days cooldown from the transaction date.

• Yearly Subscription Purchases: 14 calendar days cooldown from the transaction date.

Automatic Reversal / Clawback: If a referred user cancels their subscription, requests a refund under our 7-Day Money-Back Guarantee, or initiates a banking chargeback during the cooldown period, the corresponding pending referral reward is automatically voided, cancelled, and clawed back from the Referrer's reward ledger.

Once the cooldown period matures with no dispute or cancellation, the funds transition automatically to "Available Reward Balance" and can be withdrawn.

Minimum Withdrawal Threshold: Users may request a withdrawal once their Available Reward Balance reaches a minimum of ₹200 (20,000 paise). Requests below this amount cannot be processed.

Payout Methods: Withdrawals are disbursed directly to the user's verified Indian bank account via UPI (Unified Payments Interface) using their Virtual Payment Address (VPA).

Payout Processing: Payouts are executed via authorized banking rails (including RazorpayX). Instant UPI transfers are typically settled in real time, while manual security verification queues may require 24 to 48 business hours.

Banking Gateway Fee: A standard 5% platform/banking gateway processing fee is deducted from the gross withdrawal amount to offset payment gateway network fees. The net payout credited to your account reflects this nominal deduction.

Strict Annual Cap: Cumulative cash withdrawals from the referral program are strictly capped at ₹15,000 (INR Fifteen Thousand) per user per financial year (April 1 to March 31).

System Enforcement: Once a user reaches ₹15,000 in successful cash payouts within a single financial year, subsequent withdrawal requests will be disabled until the start of the next financial year.

No Platform TDS Deduction / No PAN Collection: Because annual cash withdrawals are strictly restricted at or below the ₹15,000 statutory limit (as specified under Section 194H of the Indian Income Tax Act), Pixel PropX Solutions does not deduct Tax Deducted at Source (TDS) at the time of payout and does not collect or require Permanent Account Number (PAN) cards for referral reward processing.

Individual Tax Filing Responsibility: Users acknowledge and agree that they remain individually responsible for declaring any referral commission or miscellaneous incentive income in their personal annual income tax returns (ITR) in accordance with applicable Indian tax legislation.

Self-referrals are strictly prohibited under all circumstances.

You may not refer yourself, your own secondary business accounts, alternate telephone numbers, accounts registered under the same business GSTIN, or entities sharing identical banking or device fingerprints.

Collusive rings, synthetic accounts created through virtual phone numbers, or automated script redemptions will result in immediate disqualification, forfeiture of all wallet balances, and potential permanent suspension of all associated Vyapar Drishti accounts.

Pixel PropX Solutions reserves the full right to audit any referral redemption, hold suspicious payouts, and freeze user accounts during active fraud investigations.

If a Referrer or Referee is found to have breached these terms, Pixel PropX Solutions reserves the right to cancel unvested rewards, debit wrongfully credited balances, and pursue legal remedies for deliberate financial harm.

Pixel PropX Solutions reserves the unilateral right to alter discount rates, reward percentages, cooldown windows, annual caps, or minimum withdrawal amounts at any time.

We reserve the right to suspend or terminate the Referral and Rewards Program entirely, with reasonable notice provided through email or platform announcements.

These Referral Terms and any dispute or claim arising out of them shall be governed by and construed in accordance with the laws of India.

Exclusive jurisdiction for any dispute relating to the Referral Program shall reside with the competent courts located in Rajsamand / Udaipur, Rajasthan, India.

For queries, clarifications, or support regarding referral payouts, contact us at info@pixelpropx.in or via our Contact & Support desk.